Home Buyer Resources
Financing, assistance programs, and home maintenance — explained plainly, from someone who spent 25 years inside the financial industry, working alongside the people who make those decisions every day.
David Hill is a Florida Realtor® with Keller Williams Space Coast. This page shares general, educational information and does not represent an offer of brokerage services or representation of buyers or sellers until engaged directly.
A plain-English breakdown of the four most common loan types, who tends to qualify for each, and the one question David asks every buyer before recommending a lender conversation.
Read more about FHA, VA, USDA, and conventional loansA free wind mitigation inspection and up to $10,000 in matching grants for hurricane-hardening improvements — who qualifies, and why funding cycles move fast.
Read more about the My Safe Florida Home programRoof age, HVAC life, water heater age, wind mitigation features, and moisture red flags — and how to get ahead of each before they become a surprise.
Read more about what a Florida home inspector checksHow to transfer your accumulated Save Our Homes tax savings when you sell one Florida home and buy another — the $500,000 cap, the 3-year window, and how upsizing vs. downsizing changes the math.
Read more about Save Our Homes portability