Home Buyer Resources

Straight Answers, No Sales Pitch

Financing, assistance programs, and home maintenance — explained plainly, from someone who spent 25 years inside the financial industry, working alongside the people who make those decisions every day.

David Hill is a licensed Florida real estate sales associate with Keller Williams Space Coast. This page shares general, educational information and does not represent an offer of brokerage services or representation of buyers or sellers until engaged directly.

Financing

FHA, VA, USDA, or Conventional: Which Loan Actually Fits Your Situation?

A plain-English breakdown of the four most common loan types, who tends to qualify for each, and the one question David asks every buyer before recommending a lender conversation.

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Assistance Programs

Free Money for Your Roof: What Florida's My Safe Florida Home Program Actually Covers

A free wind mitigation inspection and up to $10,000 in matching grants for hurricane-hardening improvements — who qualifies, and why funding cycles move fast.

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Home Maintenance

5 Things a Florida Home Inspector Will Always Check

Roof age, HVAC life, water heater age, wind mitigation features, and moisture red flags — and how to get ahead of each before they become a surprise.

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